Just an idle thought, and perhaps such a resource is readily available. But, it occurs to me that it might be useful if the State or some other entity made a target household budget with “reasonable” expenditures for common categories, perhaps based on income. What should a family of x people spend on groceries in a given week? What portion of income is reasonable to allot to transportation? Health care? Heating? Clothing? Entertainment? Etc.
It might provide a useful planning tool that would let people know generally whether their expenditures are way out of line and will likely be able to find savings in that category or whether their expenditures are unremarkable for that category.