Sen. Grooms introduced SB 359 which would prohibit an insurer from requiring an insured to obtain medicine via mail order or the Internet. It also prohibits them from charging a higher co-pay or deductible for insureds who don’t obtain medicine via mail order or the Internet.
The pharmaceutical market is so jacked up, I don’t know what the right policy is here. On the one hand, it’s rational for an insurer to only pay market prices; and if the same product is available at much cheaper prices via different distribution channels, it makes sense to require the use of those distribution channels.
On the other hand, with pharmaceuticals, I know it’s not that simple.